Tool
SIP calculator
See what a fixed monthly contribution adds up to over time at an assumed rate of return.
Value at these assumptions
₹10.33 L
Your inputs
Change any number, and the result updates instantly.
₹
₹500₹2.00 L
140
%
1%20%
Value at these assumptions
₹10.33 L
- Total contributed
- ₹6,00,000
- Growth component
- ₹4.33 L
Difference between the illustrative value and what you put in.
These figures are arithmetic on the numbers you entered. They are not a projection, a target or a recommendation.
How it works
Each monthly contribution compounds for the number of months remaining until the end of the period. The calculator uses the standard future-value-of-an-annuity formula: FV = P × [((1 + i)^n − 1) / i] × (1 + i), where P is the monthly amount, i is the monthly rate (annual rate ÷ 12) and n is the number of months.
Assumptions behind the numbers
- Constant return
- The assumed annual return is applied evenly every month. Real returns vary.
- No costs
- Expense ratios, exit loads and taxes are not deducted.
- No missed months
- Every monthly contribution is assumed to be made on time.