Tool
Retirement corpus calculator
Translate a monthly spending figure into the corpus that would support it, at stated assumptions.
Illustrative corpus
₹6.89 Cr
Your inputs
Change any number, and the result updates instantly.
₹
₹5.0 K₹10.00 L
1870
4080
%
1%12%
%
2%8%
Illustrative corpus
₹6.89 Cr
Annual spending divided by the withdrawal rate you entered.
- Comparable monthly spend then
- ₹2,29,740
- Years until retirement
- 30
These figures are arithmetic on the numbers you entered. They are not a projection, a target or a recommendation.
How it works
Today's monthly spending is inflated to the retirement year, multiplied by 12, and then divided by the assumed real withdrawal rate to give an illustrative corpus figure.
Assumptions behind the numbers
- Spending stays comparable
- The lifestyle you price today is assumed to continue in retirement.
- Steady withdrawal rate
- The withdrawal rate is treated as constant across retirement.
- No pensions or other income
- EPF, NPS, rent or pension income is not netted off.