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Borrowing Decoded · Ramsam Premium · 20 min listen

Loans, EMIs & Credit Scores: What Banks Don't Explain

How borrowing really works, before you sign the next loan, explained in audio.

Available in

What this course covers

  1. 1.EMI is not the price of the loan
  2. 2.Good debt, bad debt and the danger of making the label too simple
  3. 3.Credit cards and the minimum-due trap
  4. 4.CIBIL score: what the three digits actually mean
  5. 5.Prepayment, tenure and the home-loan decision
  6. 6.Your borrowing checklist: sign only after these questions
  7. 7.Zero-cost EMI, BNPL and other ways price disappears
  8. 8.If you already have too much debt: build an exit plan

This course plays with Ramsam Premium, in English and Hindi.

Ramsam Premium

₹349 per quarter

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